Be willing to concede what you think you want and ask your bargaining partner to brainstorm a solution to your mutual problem.

FORBES: Secrets of Super Deal Makers Two Sure Fire Ways to Move Your Bargaining Partner Past 'No'

Another solution Vanguard and other mutual fund companies offer to retirement plans is target retirement funds.

FORBES: More Worries for Defined Contribution Plan Fiduciaries (August 31, 2006)

How about this, assume that I come from an environment of mutual respect, where we all get along and contribute to the solution?

FORBES: Agile Part 3: The Conversation Continues

Another solution peddled by Wall Street is the donor-advised mutual fund.

FORBES: Why Do Colleges And Charities Speculate With Your Donations?

Mutual Energy's Paddy Larkin told an assembly committee this was his preferred solution to the faults.

BBC: Moyle electricity interconnector repairs could cost ?60m

"Neither side can allow itself to rely on a military solution to the conflict, because it is a road to nowhere, a road to mutual destruction of the people, " he said.

BBC: Syria conflict: Many dead in huge Damascus bombing