Layering of risk means the borrowers courted by these lenders had multiple characteristics that would put them at high risk for default, including no down payment, no documentation of income or assets, low credit scores and second mortgage in lieu of a down payment.

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An international business faced with a pure multinational environment where consumers derive value from multiple local characteristics must pursue a localization leadership strategy.

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Our portfolios comprise a broad cross section of special situation equities across multiple industries with attractive risk reward characteristics.

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"Developing a new ball to substantially different specifications like that is almost like starting over for the ball manufacturers, " said Rugge of the USGA. All the major companies have multiple ball lines, each with different characteristics intended for different players.

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Many will go on to jobs in industry, government, policy, regulation and law-enforcement that draw on their understanding of the social as well as technological characteristics of the internet and support their employers in securing the digital realm from multiple categories of threat.

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It also can analyze your holdings to show a complete asset allocation and other portfolio characteristics, like its geographic breakdown and volatility, that otherwise would require a financial planner or visits to multiple brokerage accounts to calculate.

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