Common sense dictates that without skin in the game, buyers lack the DNA necessary to fulfill their end of the loan agreement, the repayment part, and are far more likely to walk away and default because they have nothing to lose but a big blemish on their credit report.

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All of this, surely, calls for something a bit more urgent than the stately walk that Japan has adopted so far.

ECONOMIST: The leisurely revolutionary | The

After journaling my thoughts for a year, I prepared to walk away from a career that I loved, in search of something far more meaningful.

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