He went on to explain that he's concerned that "mainstream" banks are leaving inner city neighborhoods, forcing residents to rely on more expensive alternatives.
In Florida, for example, the state Public Service Commission (PSC) is hostile to inexpensive coal power while at the same time championing more expensive alternatives.
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They are also supported by a major EU project that found developing renewable energy was no more expensive than alternatives.
Even in a recession, IT managers have to buy and maintain security and compliance software, and IT management software like IBM's Tivoli suite could be seen as replacing more expensive hardware alternatives.
For mid to high luxury cruising, Silversea and Seabourne are more expensive and deluxe alternatives.
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All of these plans in my view are a rip-off and far more expensive than local alternatives when you arrive in a foreign country.
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But their products are usually several times more expensive than domestic alternatives, partly because they work better, and partly because consumers are willing to pay a premium for the cachet of a foreign brand.
During the run-up to the passage of health reform, President Obama caught flack for saying doctors should be overruled when they recommend treatments that are more expensive than equally effective alternatives.
Clean energy technologies like wind, solar, nuclear, and electric vehicles are more expensive than carbon-intensive alternatives and suffer from limited performance and intermittency problems.
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Apple, as Shilling highlights, is another company that has thrived in a tough economy, partially by offering lower price alternatives to more expensive products.
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He said being forced to use alternatives to plastic foam would likely be more expensive.
The technology and design efforts required to make many of these textiles, many of which come from Japan, mean they are no longer inexpensive alternatives to natural fibers and can often be even more expensive.
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