True, if you live behind a corporate firewall, have fast wired connections, and not a tremendous need for performance (network lags can be detrimental to data-hog applications like video editing, software development, and 3D modeling), then you can make do with a Chromebook-like endpoint.

FORBES: HP Endorsement Makes Google Chromebook Begin To Look Legit

Investment consultants provide various services, such as investment policy development asset allocation analysis, asset liability modeling, investment manager search and selection, performance measurement and evaluation, and customized educational programs.

FORBES: Investment Consultants: It's Time to Clearly Define Their Role (June 1, 1995)