The shredder that came into my life was a black-and-gray, 9-gallon model: the Royal 14-Sheet Micro-Cut.

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Our ability to differentiate through product innovation, evolve our variable cost model, and maintain a robust balance sheet means that we are well positioned to capitalize on future growth opportunities as the gap closes between demand and actual spending by our core network customers.

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"This is clearly a bad action, if found guilty, but we believe these issues and penalties will not dramatically impair their balance sheet and its ongoing business model, " especially in the U.S., Janney Capital Markets analyst David Strasser said in a note to investors.

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Besides slicing and dicing business segment information, Axa Rosenberg's model looks at each company's overall balance sheet, cash flow from operations and net income.

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By focusing on our core relationship banking model, we continue to grow revenue, strengthen our balance sheet, become more efficient and maintain peer-leading capital levels.

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Automakers, whose traditional business model is built around supplying cars to car dealers, might use a clean sheet of paper to lay out business models where they engage more directly with consumers and share in the multitrillion-dollar revenue stream associated with cars.

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Southwest's strong balance sheet leaves it with plenty of leeway to nudge up fares while leaving its low-cost model intact.

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The shift to agency model will have a negative impact on working capital as well, but Expedia feels that it has a strong balance sheet to support the same.

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