Rewards programs, financial education and mining the social graph of customers are useful pursuits.

FORBES: Picking Favorites At Finovate Fall 2011

Stephen McIntyre, a retired Canadian mining consultant, was struck by the very clear message of this graph and delved into the science behind it, a process that left him and followers of his blog, Climate Audit, intensely sceptical about its value.

ECONOMIST: The science of climate change

Steve McIntyre is the tenacious Canadian ex-mining engineer whose dogged research helped expose flaws in Mr. Mann's "hockey stick" graph of global temperatures.

WSJ: James Delingpole: Climategate 2.0