All major studies - in the US, Canada and Holland - have shown that the benefit to the host community is minimal.

BBC: Born Abroad

The fundamental reasoning for the move up or down becomes a part of the overall consciousness of the investment community at the point where the potential for profit is minimal.

FORBES: Look Out Bears, The Bulls Will Rule September

Because selection was done at the local level by panels made up of parents, teachers and other members of each community, including non-government organizations, misallocation has been minimal.

CNN: Inside Asia's New Bank for the Poor