It tells how agents write their message using a Pentel Rollerball, then press it against a fresh piece of paper to transfer an invisible message.

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Inexplicably, we transfer this illogical message to our investing lives, taking out-sized bets on flaky stocks, following crackpot self-help promoters or simply staying far too long in assets that clearly have run their course.

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Morgan was made available for transfer on Wednesday following a message he posted on Twitter, in response to booing he received from supporters.

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In 2007, Safaricom launched M-Pesa (M for mobile and Pesa- a Swahili word for money) which lets users deposit, transfer and withdraw funds via text message.

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Every time you transfer funds or pay a bill online you would acknowledge a text message sent to your phone.

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