As the building blocks of language, they let us articulate our experiences through a shared system of meaning-making.

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The dangerous confusion is, as so often in well-meaning economic rule-making, one of mistaking an ideal-utopian labor world (where even unskilled workers make a decent living from the get-go) with the world as it is: one where the value-creation of labor, not utopian ideals, sets the price.

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Each word in its statement of purpose has meaning that guides decision-making, client relations, employee benefits, and long-term plans.

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Promising too much to grandchildren, not saving enough for their own possible health-care needs and paying off their grandchildren's loans are some of the mistakes well-meaning grandparents are making, say financial advisers.

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This is either because they cause no change in the composition of the protein that the gene encodes (some apparently different genetic words actually have the same meaning to the protein-making apparatus), or because the change they make has no effect on the protein's function.

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Besides, Europe is about deal-making, about fudge and smudge, about warm exhortations meaning nothing precise.

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The inference clearly being that those intent on wrongdoing are prepared to tolerate the high-sounding and well-meaning corporate governance restrictions only to the point where such regulations do not inhibit the making of a buck or the avoidance of a loss.

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This is when the way a choice is structured nudges you into making a choice that is believed to be better for you, meaning that people are under-choosing on average compared to what would maximize their welfare.

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Both are tax deductable and for 20-somethings not making a lot of money, that could push them into a lower tax bracket, meaning substantial savings.

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