"The proposal to lower down payments is of particular concern given the greater default risk of these loans and the difficulty of setting prices for new products whose risks may not be well understood, " the report said.

FORBES: Nothing Down

The reasons for premature birth are not properly understood, but some of the factors which may be involved - such as poor diet and lifestyle - may themselves impact independently upon the health of the child.

BBC: Long-term risk of premature birth

"Don't waste time and money putting up these hoardings that may be understood only by elite 2% of the people, and that too not those who tend to walk on the streets too much, " resident Sanjiv Kapoor wrote on Calcutta traffic police's Facebook page.

BBC: Beatles' Abbey Road cover in Calcutta traffic campaign

They may not be thinking every night about their oath, but they understand because they're living amongst people who have never understood freedom, and are living in an environment that reminds them every day of how lucky each of us is to be an American and how wonderful it is to serve this country.

CENTERFORSECURITYPOLICY: General Peter Pace: Why we serve