And he will also lead an effort to identify new initiatives we may need to help support your communities going forward.

WHITEHOUSE: President Obama on Stabilizing the Auto Industry

While this information may be at your feet, you are still guessing on what your peer may need when they ask for help.

FORBES: Serendipity Lies At The Heart Of Business Relationships

Following their experience with your product, they may become customer in need of help or a customer with ideas.

FORBES: The End of Business As Usual

Therefore, you may need some sort of professional finance geek to assess your situation and help you make the right decision.

FORBES: The Top 8 Ways To Maintain Your Investor Sanity

But on the night of the election, I said to those Americans, I may not have won your vote, but I hear your voices, I need your help.

WHITEHOUSE: Remarks by the President at Campaign Event in Madison, WI

"To those Americans whose support I have yet to earn -- I may not have won your vote, but I hear your voices, I need your help, and I will be your president too, " he said.

CNN: Obama: 'This is your victory'

If you decide to purchase an annuity then you should remember that you can purchase your annuity from any company on the market and not just the company that your current pension fund is with, so again you may need to take advice to help seek out the best rates.

BBC: Fergus Muirhead