It capped maximum interest rates at 20% and placed limits on amounts extended to borrowers.

FORBES: The Collapse of Japan's Consumer Finance Fortunes

The Supreme Court ruled that under the old federal regulations, the Chase cardmember agreement disclosed the terms of interest rates and the maximum rates that would apply if the terms were violated.

FORBES: Supreme Court Rules in Favor of Chase

Payment plans can be spread out over a maximum of 10 years at these interest rates, making the entire balance of the tax due 1 YEAR later.

FORBES: Move up http://i.forbesimg.com t Move down

Now, when interest rates do rise with a recovering economy, what will happen to the value of all those US Treasuries purchased by the Fed at their maximum value in this period of low interest rates?

FORBES: Money Creation and Limited Government

Takefuji and competitors like Aiful and Acom charged them interest rates as high as 29.2% on short-term loans until the maximum rate was lowered to 20% earlier this year, among other limits imposed over the past four years.

FORBES: End Of The Dance For Takefuji