The payoff from peace is realized not just from the absence of mass killing and destruction of property and vital infrastructure but also in the avoidance of trade cutoffs and imposition of insurance and debt premiums.
People have no concept of the responsibility inherent in controlling 2-tons of mass on wheels at any speed, nor the potential destruction to life and property.
Deposits are still too short-term to allow banks to finance many property loans of 15 years or more, and finance is still too expensive for the mass of poor Brazilians who need it most.
Building up a little equity is a good idea, a democracy of property owners is a different thing from a country with a small group of rentiers and a mass of renters.