It has increased the cost of coverage by limiting competition in the insurance market.

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The reality becomes the press coverage and market reaction to the conditions, a fact acknowledged by European Central Banker Mario Draghi in the summer.

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These companies are especially attractive given inefficiencies created by recent market volatility and reduced sell side research coverage in the wake of financial services industry merger activity.

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No longer does an Electrolux Aquaguard reseller for instance, have to employ mechanics to service the water purifiers when simple product training (with the market development funds provided by the manufacturer) avoids this extra expense and provides coverage in areas that could not be physically reached prior, all with zero impact on his own payroll.

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For Matt Lloyd, vice president and chief investment strategist of Advisors Asset Management (AAM), heightened coverage and anticipation of the market's de-leveraging put banks and creditors on stand by.

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