"Our bigger fines, record number of bans and successful criminal prosecutions this year reflect our tougher, more intensive enforcement approach, " said Margaret Cole, FSA director of enforcement.

BBC: FSA issued record fines in 2009

"Atlantic Law and Andrew Greystoke acted recklessly, without integrity and with a complete disregard of the risks to consumers, " said Margaret Cole, FSA director of enforcement and financial crime.

BBC: Lawyer banned for authorising boiler room adverts

The FSA's managing director of enforcement and financial crime, Margaret Cole, said BarCap had committed a "serious breach", because the deposits would have been a risk if the firm had gone bust.

BBC: Barclays may cut 1,000 jobs as bank is hit with fine

Margaret McCubbin Cole, For services to the community, especially Stanmore Primary School, in Hampshire.

BBC: Education honoured