Unique presets allow it to "learn" when you're in or out and make changes by itself to make you more comfortable.

CNN: 5 ways to beat the winter blues

So they are really highlighting--everything is encrypted, everything is this 128 bit security, everything has SSL security, all these acronyms and geeked-out terms to make you feel more comfortable.

NPR: Tech Tips for Making Taxes Less Painful

Conversely, if your job prospects brighten or you make steady progress building financial assets, you can be comfortable carrying more debt.

FORBES: How Much Debt Can You Handle?