We all have heard of Gen X and Gen Y, now we need to all work together to make sure there is no Generation Zero.

CNN: Re-use tech can help our oceans recover

But you might find it difficult to set up a new account until you have suitable personal identification in your new destination (such as a job or rental contract or social security number in the US), so make sure you have a decent credit card with zero foreign transaction fees to get you through the first few weeks.

BBC: How to budget for living abroad

But, unlike some recent launches which aim for the top of the yield ladder, the FlexShares Ready Access Variable Income ETF is designed simply to make sure that your interest experience is at least above zero.

FORBES: More ETFs to Shine a Light on Low-Yielding Money Funds