Hopefully as we understand more about CTE and its symptoms and progression, sports teams will be able to make better rules about what is and is not allowed on the field, and safety equipment regulations will perhaps also evolve.

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He believes Japan's complex rules make leasing a better option.

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Will new rules make the situation better?

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Schilit goes into detail about how companies twist, bend and even break accounting rules to cover up bad news and make their fiscal status seem better than it really is.

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The industry stands to make or lose large sums if the rules are changed, whereas everyone else has got better things to worry about than financial regulation.

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Better still if it were to make its nominations according to some openly published rules.

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They think that our economy will do better if we just let the banks or the oil companies or the insurance industry make their own rules.

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Mr Ritchie thinks the new rules are better, but he would rather get rid of the residency restrictions entirely and let probation officers make recommendations for each individual offender.

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"Rather than demand stress tests on the basis of a yet to be agreed framework, it would be better to focus on finalising the proposed rules and helping the industry put the infrastructure in place to make them work by 2013, " he said.

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