However, there are a few potential problems that may make retirement even more of a challenge.
And to make retirement more secure, we're going to make it easier to save through the workplace.
The prospect of 20-plus years of bitterness might make retirement seem more appealing.
The longer that countries postpone the steps needed to make retirement sustainable, the more abrupt and damaging the transition will be.
Allowing workers to choose personal savings and investment accounts in place of some and eventually all of the payroll tax, a booming economy will make retirement all the more prosperous.
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Tucked in the small business jobs bill passed by the Senate today is an obscure provision allowing Roth conversions within 401(k) retirement plans that could make retirement less taxing for lots of folks.
Plus, working longer means you will be able to save more for retirement, and that can make your retirement income last longer.
Moreover, Mr. Scott adds, it is easier to plan to make a retirement nest egg last until these payments begin than it is to figure out how to stretch it over an uncertain lifetime.
Another option is to actually learn how to become a better investor and work hard to make your retirement stash grow at a rate higher than the 7% to 10% annually that you might expect from a index fund or with a financial advisor.
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So there are a bunch of ways that we can do -- make sure that retirement is more secure.
Lowering your overhead can make a comfortable retirement a reality for many.
No matter how much we love our children, we should always make sure our retirement is on track before contributing to their education.
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Mr Blunkett says he wants to reduce the number of sick days taken, but the federation claims his proposals will effectively make taking early retirement through ill health not an option.
The reality is, just as all the music in the world stems from five pitches, and five colors combine to paint every amazing sight we see, our five senses are an important part of what can make life in retirement all that it can be.
These steps taken separately might make a slight difference in your retirement, but a series of incremental changes can make all the difference in the world.
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The fears of middle England about retirement security make pensions a politically charged issue.
Certain little things are actually the big rocks that can make or break your retirement.
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There are families who are putting off retirement to make sure their kids can go to college.
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This may make particular sense around retirement age, he says, when people are likely to have more free time to start an exercise program.
But women, especially, often choose to make changes to their retirement planning for issues other than slow growth or low interest on the account.
You can use a calculator like our retirement plan estimator to make sure that lower account balances still leave you on track to retirement.
At one time, corporate employers saw fit to manage pension money, guarantee payments and health care upon retirement and make good on those promises in perpetuity.
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Unfortunately, most retirement savers make the same old mistakes--contributing too little, investing too much in their employers' stock and ignoring such crucial tasks as rebalancing their accounts.
Her retirement could make it easier for Republicans to hold the seat, in a heavily Republican district outside the Twin Cities, which was in play largely because of Mrs.
The result of Mr Darling's announcement is that about two-thirds of all UK companies will be exempt from the scheme, which is designed to offer a simple no-frills way for lower-paid workers to make provision for their retirement.
Employers should be free to make the type of retirement provision which best suits their needs and those of their employees, and the regulatory and fiscal framework should encourage them to do this - after all, one consequence of such provision is likely to be a reduced dependence on the State in later years.
Accessibility: While retirement savings are intended to accumulate until retirement, situations sometime arise that leave the participant no choice but to make withdrawals or loans from their retirement accounts.
However, when you combine those perpetual workers with ones who have to continue working to hold onto benefits, rebuild retirement savings lost in the recession, or earn supplemental income to make ends meet, the notion of retirement is completely different now from five years ago.
Even the Baby Boomers who are on the cusp of retirement or already retired can still make money decisions and changes that will have a positive impact on their retirement income and financial future.
The records suggest that Brown was taping into his retirement savings to make ends meet.
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