But the less time or inclination you have to make plans, the more important it is to do so.

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The first thing the coalition plans to do is make "dirty" energy more expensive.

BBC: Who pays for UK coalition's 'green economy'?

What governments can, and must, do, is make public their plans to cut debt levels, it argued.

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If members' Individual Action Plans continue to make no real progress beyond what they are already committed to do, if the opportunities for sectoral liberalization are not taken -- at least in any meaningful areas -- APEC's credibility will erode quickly.

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Gephardt advisers do not dispute that characterization, saying Gephardt plans to make a public statement about his intentions to run for the Democratic Party nomination within a month or two.

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For rich professionals who jump from job to job every few years, 401(k) plans do make a certain amount of sense.

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He eventually plans to make money off his site from advertising, same as Google, but figures he can do it without the spam sites.

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