The problem is that, you know, they haven't had, as they call it in the trade, offsets, i.e. they haven't found spending cuts to make up for them.

NPR: Why Did Lawmakers Shift On Bailout? Fear

Chase Manhattan, for instance, has been talking up the potential savings firms could make through e-billing.

ECONOMIST: Bill payment by Internet

The Emirates Racing Authority, the regulatory body for Dubai and the other emirates that make up the U.A.E.

WSJ: Horse-Racing Body to Review Steroids Policy

The government has already declared its intention to make the UK the best place in the world for e-commerce and it is attempting to keep the public sector up to speed with developments in the business world.

BBC: Whitehall drive for e-government