Gianni Versace commissioned Julian Schnabel to make him a bed for his Manhattan apartment.

ECONOMIST: Art and fashion: Hot, hot, hot | The

He has learned to haul himself out of bed at 6 a.m. to make time for reading and planning for his job as a financial planner and writer for the Motley Fool, in Alexandria, Va.

WSJ: How Productivity Tools Can Waste Your Time

Assess your money and see if you can make room for a single nice, practical-but-luxurious purchase such as a TV or high-quality bed.

FORBES: Five Smart Investments for Newlyweds