All payments for completed tasks are received by mobile phones, using M-PESA, a popular mobile banking service.

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M-PESA, launched in 2007, provides banking transactions without the need to visit a bank branch by using mobile phones and 19, 500 agents where customers can deposit and withdraw money, pay bills, purchase airtime and transfer money to other users and nonusers.

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The incomes of Kenyan households using M-PESA have increased by 5-30% since they started mobile banking, according to a recent study.

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In the emerging world , the most famous mobile payments success is in Kenya, where M-Pesa , the P2P payments service of mobile phone supplier Safaricom, has effectively created an alternative banking and payments system.

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