Previously, the lower 30-year U.S. government bond rates were used to calculate lump-sum pension values.
This fact combined with the 2006 law change has created a negative outlook for lump-sum pension values.
But for our purposes, LSD is just an acronym for a plain old boring lump-sum distribution.
How much could you earn on your lump-sum pension value if you invested this amount prudently?
The CFPB report pegged much of the blame on an increase in retirees taking lump-sum payouts.
WSJ: Rethinking Reverse Mortgages, Part 2: Pitfalls and Dangers
The government is offering to pay them a lump-sum unemployment benefit if they go home.
The problem with the lump-of-labour fallacy is that it is so hard to kill.
It will continue to roll out lump-sum offers through 2013, a company spokesman said.
FORBES: Ford's Leaky Pension Boat Is A Multi-Billion Dollar Problem
Now lump-of-labourites say that keeping the old at work would deprive the young of employment.
Military retirees are offered lump-sum cash payments in return for surrendering their rights to their pension payouts.
Japan has repeatedly apologised and has offered lump-sum compensation, but many Koreans say this is not enough.
The school system looks to get a ten-figure lump-sum settlement to rebuild school properties across the city.
The CFPB is concerned that some loan officers may be promoting fixed-rate, lump-sum reverse mortgages over adjustable-rate loans.
WSJ: Rethinking Reverse Mortgages, Part 2: Pitfalls and Dangers
But a lump-sum investment at the beginning would have earned you an annual average total return of 3%.
WSJ: The Intelligent Investor: Think Twice Before You Buy on the Dips
Furthermore, the government extracts a tax penalty if pensioners choose to take a lump-sum payment on reaching retirement.
As the 2006 law continues to phase in, the higher blended corporate bond rate is causing significant reductions in lump-sum pension values.
He sees particular danger in large lump-sum bonuses tied to a profit target.
At least 12 of the companies on the Towers Watson list offered participants lump-sum buyouts or annuity purchases in 2012.
Only those who file for and receive a lump-sum payment later in the year will waive their right to litigate.
How much will your lump-sum pension value change if the interest rate used to calculate your lump-sum pension value changes?
But homeowners have lodged complaints that banks are now demanding they make the lump-sum payments, the governor's office said Wednesday.
Once the moratorium expires, Mr. Dorman, of Staten Island, will be responsible for covering the missed months in a lump-sum payment.
As mentioned earlier, when interest rates increase, lump-sum pension values go down.
That change is being phased in from 2008 through 2012 and allows companies to utilize a blended corporate bond rate to calculate lump-sum pension values.
Whether a patient in a hospital bed has pneumonia, a heart attack or something else will largely determine the size of a lump-sum reimbursement.
FORBES: Medicare's New Plan To Punish Hospitals For Treating Expensive Patients Will Backfire
There are two reasons why we will likely see interest rates increase in the future, which may significantly reduce lump-sum pension benefits for millions of U.S. workers.
If your employer stock is highly appreciated and the distribution qualifies as a lump-sum distribution (LSD), then you can elect to use the NUA option.
The earlier efforts, including lump-sum payments in 2001 and 2008, had limited impact because many recipients chose to pocket the cash rather than spend it.
When workers are laid off, they often receive lump-sum severance payments.
It would be better to demand lump-sum payments over flexible time-periods.
应用推荐