Count Mr. Hoshi among those who believe the time is right to lock in lower rates.

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If you are willing to buy other services and agree to a contract, you likely can lock in lower rates for a year or two.

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Last year, many taxpayers accelerated income and sold stock realizing capital gains to lock in lower tax rates in anticipation of all the tax hikes that hit in January.

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Not surprisingly, many companies would dearly love to lock in a lower exchange rate.

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Flowers may simply have seized a legislative opportunity to lock in a lower price.

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Indians have been crowding jewelry shops and other retailers to lock in the lower prices before the start of the wedding season, which runs from the last week of April through June.

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The supply of deals coming to market in the US should also get a boost this year due to the two-year tax cut extension that may spur some sellers to lock in profits at lower capital gains tax rates.

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Just how many homeowners will pay the fees to lock in at a lower rate remains to be seen: many have already refinanced at low rates and more are unable to refinance because of a lack of home equity.

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With the recent sell-off, we are able to lock in an even-lower bond price.

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When Continental prices a fare lock, it knows whether it plans to raise fares, lower them, or keep them the same.

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Check the lower left-hand corner of your browser for the symbol of an unbroken lock or key.

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