There's also a slick tutorial that's sure to lower the learning curve for first-time users and seasoned aficionados alike -- something we initially skipped, but would have eased our transition to Ice Cream Sandwich.

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Leading economists agree that high-quality early learning programs can help level the playing field for children from lower-income families on vocabulary, social and emotional development, while helping students to stay on track and stay engaged in the early elementary grades.

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Besides lower tuition fees, British universities offer the excitement and intrigue of living abroad and learning a new culture.

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ETFs may offer tax benefits and some have lower costs than traditional index funds, Mr. Ferri says, but "there's a learning curve" for investors who aren't used to them.

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