He ends up with U.S. Bank where he is offered all sorts of financial products geared toward low-income consumers.

FORBES: How Banks Are Getting Richer Off The Poor

Products geared toward low-income consumers have typically been offered by payday loan companies and storefront lenders or even big retailers like Wal-Mart.

FORBES: How Banks Are Getting Richer Off The Poor

Its no-contact drive system uses an advanced low-noise motor and geared belt to ensure control over speed while filtering out vibration.

FORBES: EAR Disc Master Turntable

The speed of ADSL gives websites the chance to make much greater use of video and audio, but so far few sites are geared up to offer more than low quality video or short clips that do not take too long to download.

BBC: BT opens up Openworld

With borrowing rates for high-yield issuers so low, it is not surprising to again see heavy activity geared toward refinancing existing debt.

FORBES: Connect

As well as being highly geared, with its latest issue of debt rated by credit agencies as low as junk, Warner Music has accounting problems inherited from its former management.

ECONOMIST: Buying music can be highly profitable