But low bit rates have kept a lot of music fans on the fence.

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There is always the temptation to leave interest rates low just a bit longer to avoid choking off growth, and after previous downturns the European Central Bank was duly berated on all sides when it moved against a perceived risk of inflation.

ECONOMIST: European politics

Rates are eerily low right now and it makes quite a bit of sense to take on debt when the cost is so appealing.

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