Patricia Valverde, a mortgage broker who had been laid off, thought she was about to lose her home to foreclosure.

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Ms Gallagher, 45, who will lose her home on Monday, said she moved to her mother's house with her daughter, 20, and son, 18, on Sunday.

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Finally she thought she was going to lose her home.

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The other is the story of Janis Adkins, a middle-aged, middle-class woman who suddenly found herself homeless after the financial crisis caused her to lose her home and previously-successful nursery.

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Then the economy caused her to lose her home.

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And despite her desire to keep her coverage, despite her fears that she would get sick and lose the home that her parents built -- she finally surrendered, she finally gave up her health insurance.

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"If a senior is wrong about his or her finances and can't afford insurance or taxes, they lose their home, " Mr. Durbin wrote.

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Watts' only desire is to revisit her old home in Bountiful and recapture the vitality and purpose she seemed to lose when she left for the big city decades ago.

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