It is a time to stop, look around, and think of all we take for granted.

FORBES: No Gift Like the Present

The question is whether you should buy a number of separate trinkets (phone, PDA, pager) and walk around like a digital Christmas tree, or look for a device that combines them all.

CNN: Opinion: The palmtop that ate Manhattan

My last piece of advice for negotiating a cost-effective lease is to take your time and really look around at all of the options.

FORBES: Renters Can Score Great Deals If They're Smart, Here's How