Miller also confirmed Andrew Strauss would remain as one-day captain a day despite suggesting on Sunday the Test skipper was no longer an automatic long-term selection in that role.

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Like most financing experts, David believes a universal program is probably the only way to solve the participation and adverse selection problems that plague voluntary long-term care insurance.

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Dr Cook-Deegan was one of the authors of a study that showed a significant risk of adverse selection in the market for long-term-care insurance (the sort bought by the young in order to ensure they have nursing care when they become old and infirm).

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The talk includes long-term planning, creating an appropriate asset allocation, and the selection of low-cost index funds and ETFs.

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Just a few months removed from rumors that Vodafone would offload its stake in Verizon Wireless altogether, the two networks have announced that they'll share a common selection for their fourth-generation data networks: Long-Term Evolution.

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