Missing from the often-cited standards are specific references to many technologies that the security industry has long been pushing card companies to adopt: EMV (Chip and PIN), End-to-End (E2E) encryption, tokenization and virtualization.
The long-term results are not very impressive: Over the two full market cycles Pin Oak has averaged a compound annual return of -6%, putting it 8 points behind the 500 index.
He made it through eight holes before play was stopped because of 40 mph gusts, not long after Carl Pettersson hit a good lag that rolled another 30 feet by the pin and off the green.