China is already grappling with sour loans generated by its lending binge last year.

ECONOMIST: Banks in emerging markets

These policies will limit future domestic consumption growth in the same way that they have in the past, and the greater the amount of nonperforming loans generated the tighter the constraints on consumption growth.

WSJ: China's Consumption Conundrum

It generated enough dividends to keep itself in force by policy loans until 2008, when it finally terminated.

FORBES: 1099s From Insurance Companies - Don't Ignore But Don't Take At Face Value Either

When the FDIC and regulators went in audited these financial institutions, they found the net worth had been generated by inflared valuations of assets held as collateral for loans.

FORBES: J P Morgan Breached its Risk Limits More Than 330 Times in 2012

The program that generated most of its portfolio, FFELP, is not guaranteeing any new loans.

FORBES: Sallie Mae Not Opposed To Bankruptcy Relief For Student Loans