As home prices fell and loan losses mounted, more of the shadow system became insolvent.
The better performance was thanks in large part to slimmer loan losses and lower credit costs.
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Oh, make no mistake: JPMorgan took plenty of lumps tens of billions of dollars of loan losses.
Regulators had shut down UCB in early November due to massive loan losses and misstated financial reports.
These banks remain able to raise capital despite continued struggles with rising loan losses and deteriorating asset values.
Defaults remain very low, but a number of banks are beginning to increase their provisions against loan losses.
Not only are banks watchful of credit quality, but bank examiners are very cautious worried about loan losses.
Loan losses at banks are just beginning to pile up and will continue to do so through next year.
Turns out that the reserves Citi stockpiles to cover loan losses is thin compared with reserves at other banks.
They need to increase net interest margins sufficiently to offset rising loan losses.
Ed Clark, its boss, argues that profitability will grow as loan losses fall.
Defaults, foreclosures, loan buy backs and billions of dollars of bad loan losses changed the mortgage underwriting process forever.
Meanwhile loan losses mainly card balances that it is unable to collect from customers remained near all-time lows.
Banks will not boost lending if they fear that future loan losses will eat through the rest of their capital.
Moreover, industry profitability improved during the quarter, largely attributable to lower provisions for loan losses and reduced expenses for goodwill impairment.
Capital One reported better than expected third quarter results last Thursday, driven by lower provisions for loan losses and increased interest income.
Bank of Ireland issued a starkly gloomy trading statement on September 17th, forecasting rising loan losses and cutting its dividend by half.
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With loan losses still climbing, banks are loth to throw money around.
In much of Europe, loan losses are no longer the biggest problem.
Credit-card companies, which had reined in their pitches because of higher loan losses and new regulations, are now also stepping up their marketing.
As was widely predicted, banks are scrambling to find ways to recover revenue after the double-whammy of massive loan losses and massive regulatory upheaval.
However, in Q3 2011, it will be hard for the company to beat market expectations as the provisions for loan losses slowly begin to climb.
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Thus, employment will slide further and loan losses will increase dramatically.
Loan losses improved in the latest quarter, but trading was lackluster.
Financial stocks were reeling, after Calyon Securities analyst Mike Mayo initiated coverage on the largest U.S. banks with a bleak outlook, forecasting additional loan losses.
Trouble in the mortgage markets is only just now starting to seep into credit portfolios, and loan losses for the banking industry are expected to mushroom this year.
As bankers repay federal TARP funds and cut the amounts they must set aside for loan losses, some are regaining their appetites for new loans and deposits.
In a sign of things to come, the rate of borrowers behind on their card payments a key gauge for future loan losses is also falling across the board.
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As long as labor markets stay strong, consumers will have the means to pay down their debts, limiting loan losses, Barclays Capital said in a report this week.
The key trends he'll be looking for are loan-loss provisions, not to mention loan losses themselves, which he expects to be lower, but still at very elevated levels.
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