The evidence in support of its charges includes typed and handwritten notes from Lay promising not to use the loan for margin calls and going as far as to describe how he plans to use the money--presumably to support his lavish lifestyle.

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And it has issued a request for public comments on issues such as the use of lump sum loan payments (Where do consumers place loan money that they do not use immediately?) and long-term outcomes for borrowers (Do borrowers who still have a loan after 5 or more years typically feel that the loan was a good choice?).

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Record numbers of owners have no interest in a loan (over 60%), because they have no use for the funds that have a high probability of successfully generating a return so the loan can be repaid.

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The company was hoping to use the federal loan guarantee to help pay for an additional 300 megawatts of production capacity at the same site.

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When estimating your mortgage payment, make sure to use mortgage rates for your specific area, loan amount and credit score, rather than national averages, which may not apply to your situation.

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One popular real-estate strategy, according to Anthony D'Andrea, UBS's head of securities-based lending: Use a stock-based loan to make an all cash bid for a property, then refinance into a traditional mortgage once the deal is closed.

WSJ: Putting Stocks in Hock: Securities Back More Big Loans

If an investor, like Soros, had any worthwhile tradable knowledge of the loan facility, he would know that Petrobras is going to use that loan to purchase millions of dollars of services from Transocean, for example, and would invest his money there.

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There would be no need to review loan applications from (e.g.) adults that have been self-supporting for 20 years and need to use their citizen line of credit to tide them over during a period of unemployment.

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