Still, the Blue Jays had a chance, loading the bases against Mariano Rivera in the ninth, but Colby struck out to end it.

WSJ: Sloppy Blue Jays fall again to Yankees

Since consumers typically must forfeit unused funds by year's end, they often ended up scrambling in December to drain their funds by loading up on aspirin, antacid and the like.

WSJ: In Health Law, Rx for Trouble