Carolyn Maloney and Maxine Waters have introduced a bill that would limit the cost of overdraft fees and prohibit practices that increase the likelihood customers will overdraw their accounts.

FORBES: Lawmakers Target Unfair Overdraft Charges

By the way, do let me know if you run a small business and you have been told out-of-the-blue that your overdraft limit has been increased, with no increase in charges.

BBC: How banks can fudge small-business lending data

The Icelandic Central Bank said that for nearly a quarter of all households in the country, the total debt service for mortgages, car loans and overdraft loans had exceeded 40% of disposable income, commonly considered the "danger limit" for total debt service.

FORBES: Global Economy