And when banks like these are hit by recession and financial crisis, creditworthy small businesses lose out, and that means less expansion and fewer new jobs just when we need them most.
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And the result is less fuel and fewer emissions for the same amount of electricity generated.
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The Koch brothers rank No. 4 on the Forbes 400 list of the richest people in the U.S. and staunchly promote free markets with dramatically less taxes and fewer regulations.
And those players, he said, would be directed to other sports with less contact and fewer collisions.
Ask virtually any group of people and the majority of them will tell you they would choose a government that costs less, taxes less and provides fewer services over a government that costs more, taxes more and provides more services.
PCSOs receive less training and fewer powers than sworn officers, which makes them cheaper.
They were passed over for promotions by younger men with less experience and fewer qualifications.
That means less work and fewer fees for the investment bankers who advise on them.
Less directly, it may lead to less underwriting and fewer buy-outs, as well as a slowing of economic growth.
"There will be less construction and fewer exports this year, " says Ercument Aksoy, chairman of the Turkish-Iraqi Business Council.
Memmer said he kept his plan simple: eating less and consuming fewer calories.
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Less land on hand translates into less building and fewer construction jobs.
If you have less RAM and fewer requirements, you'll probably be satisfied with the open source products AbiWord and Gnumeric (see Resources for links to both).
Payday loan companies justify the charges by noting that they are serving a riskier part of the population, with less documentation and fewer ties to the community.
She was working harder, making less and getting fewer clients.
And, yes, one might answer that it's not necessarily about money or accomplishment--just that men prefer younger women, who are more likely to have less money and fewer accomplishments.
Thus less wealth and fewer jobs in the future.
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And on the other end of the spectrum, and this is what a lot of the Republicans are saying right now, there are those who simply believe that the answer is to unleash the insurance industry, to deregulate them further, provide them less oversight and fewer rules.
In the past, these kinds of levels would spark real economic drag, high interest rates, even recession, but adjusted for inflation, gas prices aren't quite at the record highs reached during the oil embargos of the '70s, and, you know, there are signs that Americans are driving less and buying fewer gas-guzzlers.
If you listen to the pronouncements of public officials, people involved in education - university presidents, university executives - people in the not-for-profit sector, when they talk about higher education there is less and less reference - fewer and fewer references made to the public good that comes from higher education or comes from a populace a larger and larger proportion of whom have access to higher education.
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Slower growth and fewer jobs means less income for American workers and fewer tax dollars for governments at all levels.
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At the same time, well-planned and efficiently-operating cities will consume less energy and generate fewer traffic snarls.
While the poachers are always armed with modern weapons - and have been known to use them on tigers - the technique of lacing bait is far less arduous and carries fewer risks.
When women make less than men for the same work, that hurts families who have to get by with less and businesses who have fewer customers with less to spend.
Energy consumption would drop by 80 percent since memory-based systems consume less energy and require fewer air conditioners.
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The advice seems to boil down to shopping less often, keeping less stuff, watching less TV and sending fewer e-mails.
Sounds great, but there are sacrifices to be made: Li-poly batteries are more expensive, offer less energy density and fewer charge cycles.
Yet, for all those criticisms, this is an interesting read, especially in its historical sections, though it could have done with less sociological jargon and fewer annoying italics.
Todd Troost, professor of neurology at Wake Forest, who led the study said Botox could be less expensive and have fewer side effects than many medications used for headache prevention.
The higher fees and burdensome documentation requirements--such as proof of address and Social Security cards--pushed immigrants into informal channels to send money overseas more quickly, less expensively and with fewer questions.
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