Learning should focus on the acquisition of values, attitudes and skills.

UNESCO: Education

Learning should also focus on the values, attitudes and behaviors which enable individuals to learn to live together in a world characterized by diversity and pluralism.

UNESCO: Social and Human Sciences

And third, we should focus on spending our time and money right now on learning as much as we can about our customers and building a sustainable business model, rather than spend time building custom technology solutions.

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So, in addition to his top three tips to avoid the next Madoff, Trzcinka said individuals should recognize their limitations, focus on securities they understand, value the learning curve and look carefully at financial statements.

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