Companies often target all customers equally, irrespective of their needs, and this often leads to resource allocation inefficiencies and customer dissatisfaction.

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Indeed, some would argue that the spur of such a tax leads to more efficient allocation of the resources and thus to a negative deadweight cost.

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Too high of an allocation to stocks often leads to capitulation during the first bear market encountered.

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Confusion about statistical averages leads to confusion in policy and asset allocation.

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