The most dramatic example of this is Lasik surgery for the eyes.

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And while it's difficult to imagine a life without glasses, the growing consumption of LASIK surgery (this writer swears by it) is more of a vanity thing than economically essential.

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Conventional Lasik eye surgery costs a third of what it did ten years ago.

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Growing up here, Checque kept a short, military-style haircut, and even got Lasik eye surgery -- mainly to make sure there was nothing that could disqualify him from becoming a commando, according to Troisi.

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He can do well in relatively low-cost elective matters like Lasik eye surgery or cosmetic dentistry, but not in the high-price emergency situations that cost so many times as much and that virtually all of us eventually face.

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The broader healthcare system needs to mirror data availability for plastic surgery and lasik eye procedures.

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Therefore, if you are already enrolled in a healthcare FSA, try to schedule costly procedures such as Lasik, or laser eye surgery, for 2012.

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