But over time, we were able to develop such a deep pool of buyers and such a large amount of assets for sale that we had to really start investing in technology to make the process more scalable, more efficient.

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For this reason, it is risky for any senior without long-term care insurance or very large assets to make gifts of any amount, even to charity, because it might jeopardize their ability to enter into nursing home care at any time during the following five years.

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