The next phase was to understand the lack of demand, why there are people in Africa with two mobile phones, but not their own toilet.

FORBES: Building a Scalable Business in Ghana: Because Every Family Deserves a Toilet

Yet, since then, there has been a strange lack of urgency to rapidly develop a robust series of systems that can destroy missiles of any size at any phase of deployment.

FORBES: Forwarding Fast

The lack of options for elderly and disabled people was a key factor in the Payments Council backtracking on a plan to phase out chequebooks.

BBC: Elderly face cash access strife, says Payments Council