While much of the national debate regarding pensions has focused upon lack of adequate funding and excessive benefit payments, little attention has been directed at potential malfeasance related to the management of pension investments.

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Members expressed concern about the redefinition of the working day, excessive management control, lack of recognition for part-time doctors and the differential treatment for consultants in their first seven years of practice.

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"The examiners consider that the very large number of investigative bodies has resulted in excessive fragmentation of efforts, lack of specialised expertise, lack of transparency both for the public and for investigative authorities, and problems in achieving coherent action, " the report said.

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These come down to smoking, excessive drinking, overeating and lack of exercise.

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Step two plagues hobbyists and lifestyle businesses, as they often try to minimize their profits out of lack of experience, or in some cases demand excessive profit and lose the customers from Step 1.

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Those first few hours sum up all the problems of doing business in Indonesia: excessive red tape, unproductive labour, bad infrastructure, a lack of respect for the rule of law and a reputation for lax security.

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In women, 6.9% (10, 800) were linked to overweight and obesity, 3.7% (5, 800) to infections such as HPV (which causes most cases of cervical cancer), 3.6% (5, 600) to excessive sun exposure and sunbeds, 3.4% (5, 300) to lack of fruit and vegetables and 3.3% (5, 100) to alcohol.

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