This can significantly impact the lagging UK economy by directly addressing the significant lack of credit.
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Although local staff are being trained in the art, the lack of credit information is a hindrance.
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The lack of credit is forcing firms to cut back their expansion plans.
So what is the state of play on the government's ambition to correct the perceived lack of credit for small and medium-sized businesses?
Contrary to what we are told seemingly every day, the lack of growth in small businesses is not due to a lack of credit.
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Of course, a lack of credit doesn't just affect existing SMEs.
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We all know that there are many reasons to be pessimistic about the direction of housing prices, the number 1 reason being the lack of credit.
This problem is not confined to poor countries: the European Union found women less likely to start a business than men, largely for lack of credit.
At the Bihar Industries Association (BIA) in Patna, businessmen complain about the lack of credit and electricity, in a state that consumes just 12% of the per person national average.
Is the economy hampered by lack of credit?
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"There is a lack of a consumer credit culture and a lack of a consumer credit market, " says Chi.
This week, the theme in various publications was the lack of available credit for small businesses, with plenty of anecdotal evidence.
High unemployment rates and lack of available credit will not help car sales, notes David Joy, chief market strategist at RiverSource Investments.
The calculation leaves aside the lack of any credit history.
Commercial farming in Mato Grosso has had to overcome formidable obstacles: high transport costs, recently low world prices, a currency till now overvalued, and a chronic lack of farm credit.
The Student Credit Card Educative Initiative has poured a lot of time and effort into planning and organizing the evening, which is hoping to raise awareness to the lack of real credit card education for college students in America.
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Far scarier are the fountains of red ink spurting from thousands of small businesses plagued by lack of demand, shortage of credit and crushing health care costs.
This lack of affordable consumer credit undermines consumer spending and as a result weakens our economy.
Among those who did cite one, 55% mentioned unpredictable business conditions, and 45% cited lack of access to credit.
While the research showed a strong association between knowledge and behavior, it didn't prove that a lack of knowledge causes credit-card misuse or vice versa, Prof.
Uncertainty about the direction of the bond and stock markets and a lack of buyers in the credit markets is creating a stampede to the safety of U.S. government bonds.
Because of the importance of a credit limit to your credit score and the lack of a communicated limit to consumers, the question must be posed: How does FICO determine credit utilization on NPSL cards when there is no credit limit?
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The lack of liquidity, widening credit spreads and enormous disparities in market prices of securities have created some terrific bargains.
These include a lack of underlying demand for credit and an ageing population with slow productivity growth, which does little to inspire investment.
However, security concerns and a lack of consumer interest led credit card companies to deem the benefit of the technology not worth the cost of equipping cards.
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Another fear around a lack of job creation is credit quality: Fewer jobs could mean more delinquencies, and banks with more risk around credit are down more than those whose shareholders simply fear a hit to revenue.
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