Conservative health spokesman Murdo Fraser's amendment, which welcomed the commitment from the UK coalition government to reverse Labour's increase in national insurance preventing cuts to the budget of the NHS in Scotland, was carried with 77 MSPs voting for it, 48 against and with one abstention.
The previous Labour government agreed the statement of principles on flood insurance with the insurance industry in 2008.
Labour MP Alan Simpson wants developers to pay for insurance for up to 20 years after they build on flood plains.
BBC: NEWS | Programmes | Moneybox | Call for flood insurance change
Insurance companies operate a system of squeezing the labour rate to repairers, restricting their hours allowed to do the job, and taking unnecessary excess payments off drivers.
Labour's Lord Kennedy called unwanted offers of compensation payments, insurance and loans a "scandal".
BBC: Ministers urged to tackle nuisance texts and cold calls
The chancellor retained the tax increases already planned by Labour, but took steps to mitigate the rise in national-insurance contributions (NICs) next April.
Since most emerging economies lack broad unemployment insurance, the main way they help the jobless is through labour-intensive government infrastructure projects as well as conditional cash transfers for the poorest.
For all its New Labour rhetoric, the Blair government has also taken active measures to discourage private insurance.
During environment, food and rural affairs questions on 5 July 2012, Labour MP Julie Hilling asked what ministers were doing to ensure universal availability of flood insurance.
The Labour Party has attacked Conservative plans to allow young people to opt out of the National Insurance system.
Their proposals to promote more private-sector jobs for the poor by cutting employers' national insurance contributions and shifting the burden of taxation on to capital-intensive activities from labour-intensive ones merit further consideration.
NAIRU. More important, the new-economy people forget that overall labour costs have risen more slowly than wages because the cost of non-wage benefits, such as health insurance, has barely budged.
Active labour-market policies are a way to minimise the moral hazard that goes hand-in-hand with comprehensive insurance.
In December's pre-Budget report, Labour announced belt-tightening measures including a 1% cap on public sector pay rises and an increase in National Insurance from 2011.
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