It was crafted by Pat Roberts (R-KS) and Debbie Stabenow (D-MI), passing by a margin of 64 votes.

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Essentially, Bernanke may strive so come early November we feel a tad wealthier. 401-Ks will be improved, perhaps housing too.

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That was the same argument the financial industry used to kill off the defined-benefit pension plans our grandparents relied on in order to sell a new generation of savers on the idea that 401-Ks had the potential for higher returns.

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