"Today's announcement is tremendous news for anyone with an interest in creating a strong, independent Green Investment Bank, which has the capacity to kick-start the step change needed to create a low carbon economy, " he said.

BBC: Clegg: UK green bank 'to begin investing in April 2012'

But Leighton Baines curled a free-kick into the top corner with 75 seconds remaining, and although the left-back failed to convert Everton's first penalty in the ensuing shoot-out, misses from Nicolas Anelka and Ashley Cole allowed Neville to step up and fire home the decisive kick.

BBC: FA Cup win can save our season, says Phil Neville

After Ramos fired inches wide from the edge of the box Villa was presented with a glorious opportunity to score a World Cup hat-trick when Izaguirre brought Navas down in the area, only for the striker to step up and slot his spot-kick past the post.

BBC: Spain 2-0 Honduras

Again, Purdham added the extras and although Lance Hohaia got the Kiwis back into it with a try, things got better for England when the lively Burrow got his second try thanks to a delightful side-step through the Kiwis defence and the kick by the Harlequins man made it 24-8 after 28 minutes.

BBC: England 24-36 New Zealand

Through techniques such as visualization, we can picture how to kick the winning field goal and then trace through every step necessary to achieving the task.

FORBES: How to Become the Ultimate Salesperson

"If there's too much uncertainty, no one will want to take the first step, " John Paglia, a small-business researcher at Pepperdine University, says of kick-starting the cycle of credit, spending and growth.

WSJ: Small Signs That Small Business Lending Is Up

Castres emerged with a spring in their step after the interval, and their determination to win the game was illustrated when they spurned a kick at goal inside Saints' 22 to instead kick to touch.

BBC: Castres 12-23 Northampton