It can keep you active and involved in a game, reward game play and allow expert players to teach others.

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They get you up at 7.15am and keep you active.

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Vanguard removed ESAs from its line-up of accounts as of Jan. 1, 2011 (you can still keep accounts established prior to then active).

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Hence, do keep an active, open mind and door, and let knowledge flow in, even if you think you are currently doing just fine.

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